In tough economic times, many people want to start budgeting – or better stick to a budget – but they find it hard to do so. Lynnett Khalfani-Cox has an easy way to maintain a realistic budget – “The 20% rule”.
(more…)The biggest shopping days of the year are just around the corner. So, whether you’re planning to shop online or in store, there are a few tips that can help you save money and time, and protect your wallet while you shop.
(more…)There is no denying that times are hard for everyone. But new research shows that the wealth gap between younger and older Americans has increased significantly. Here are resources for young workers.
(more…)Daylights Savings ends this Sunday — which means it’s time to “fall back” an hour at 2 a.m. local time. So, while you run around your house changing all the clocks back, why not take care of a few things that you may have put on the back burner. Find out what you can do to save more money and energy this year.
(more…)It’s Halloween — which means ghosts, ghouls and probably a few angry birds will be gearing up for a night of trick or treating. But before you let your little pirates or zombies loose, there are a few things you can do to make sure the only hazard they need to watch out for is too much sugar.
(more…)If you’re already thinking about holiday spending and want to be a savvy shopper, you might be considering using layaway. Guest blogger Lynnnette Khalfani-Cox thinks it’s a great idea, but suggests that you make sure that you read the fine print first. Here are her tips.
(more…)With a tough economy limiting many budgets, and the holidays creeping around the corner, more stores are once again offering layaway. And more folks are turning to it for an easy way to get the things they want or need without using credit cards. But does it really save you money or end up costing you more in the long run?
(more…)Did you know that student loans are the number 2 source of debt in the U.S., just behind mortgages? Well, a proposal by President Obama will allow students to consolidate their loans and get better interest rates — a program that will help at least 1.6 million students afford college. Find out if this program will make college more affordable for you.
(more…)Few parental decisions are as stressful as choosing the right child care, but selecting the right sort of childcare is one of the most important decisions that parents will make in the early years. Here’s advice from educator Emily Patterson about choosing the right early education experience for your child.
(more…)The Federal Housing Finance Agency (FHFA) is working with Obama to make it easier for nearly 1 million underwater borrowers to refinance into lower-cost mortgages. Regulators are making changes to HARP to help more homeowners who are current on payments but don’t qualify for refinancing. Find out if you’re eligible and how it can help you.
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