Courtesy of a.drien (via Flickr)
It’s been six months since the Affordable Care Act was signed into law. And, while changes will continue through 2014, the six month mark means new benefits are available now.
Something to keep in mind: some of these changes only apply to new plans issued after March 23rd, 2010. But, even if you have an older plan, there are still several new protections coming your way.
Beginning September 23rd, changes to health care include:
- Kids can stay on your plan until they are 26 regardless of status (dependent, married, student, etc.)
- Kids with pre-existing conditions cannot be denied care
- Providers can’t cancel your coverage if you get very sick
- Insurers can no longer put a dollar limit on benefits (lifetime caps)
- Your premiums may go up (by no more than 2 percent)
New plans:
- Free preventative care services (diabetes, cancer screenings, counseling, etc.)
- Free immunizations and well-baby/well-child visits for kids
- You can use emergency rooms outside your network without approval or extra charges
- You no longer need a referral for your ob/gyn or pediatrician
- You have more rights in appealing your providers decision to deny coverage
These new changes can be confusing – get answers to your questions and find out what the new health care law means for you. If you’re uninsured or switching plans, learn more about affordable care and find a plan that’s right for you.
